neanderthal
Shared on Thu, 04/20/2006 - 09:20Damn I actually got some good news this morning, and am excited as hell. 5 years ago the wife and I were on the verge of bankruptcy, seeing that we were fiscally irresponsible (as most young adults are) and built up our revolving credt north of $65K. Yeah you can say stoopid well because that is exactly what we were. Just when we realized that we were screwing the pooch (future) ours and more importantly our daughters future for college, we started to look at the options. The first was bankruptcy, I didnt care for it. Yeah I could filed filed and wiped the slate clean, but I figured I bought the shit I should pay for it. So we went the CCCS route to address the interest (some at 21%), and consolidated our debt into one payment of $1200/mo (yeah amazing aint it). I found out today that AMEX was paid in full and I would actually be getting $1200 from over payment, that leaves us a total balance left to pay of $5900. Well what does that mean, it means by September we will be debt free with the exception of the house and car payment. It also means that we can go on a family vacation for the first time in 7 years. A word of advice to all, unless you will really die from not owning something dont buy it on credit. Pay cash and if you cant at this moment, just wait and save the cash up usually what you wanted will reduce in price and then you can own it. I am looking forward to a vacation, Cancun Mexico with the drinking and deep sea fishing and just maybe re-kindle a little excitement back into the old marriage (yes I mean kinky sex) PMS and all.
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Comments
Submitted by doodirock on Thu, 04/20/2006 - 09:37
Submitted by Rock on Thu, 04/20/2006 - 09:43
Submitted by novicius on Thu, 04/20/2006 - 10:00
Submitted by Cranefolder on Thu, 04/20/2006 - 10:18
Submitted by neanderthal on Thu, 04/20/2006 - 10:46
Submitted by Lbsutke on Thu, 04/20/2006 - 11:19